Nothing is life runs as smoothly as you hoped. There are obstacles on the way, and more importantly, there are many traps that appear as if they were safe. You can fall into these traps when you least expect it. Of course, there are many risks, as it is after all part of what life is about: it’s the art of navigating through the dangers of poor decisions. Not every bad decision is fatal, thankfully. But these have the potential {Read More}

When it comes to trying to manage your finances, you’re probably pretty savvy. You try to stick to a budget, you’re careful about ensuring you never miss a debt repayment, and you even have a side hustle so you can keep the family finances looking as healthy as possible. Yet despite your diligence, and your dedication to trying to make your budget work, you keep finding that your budget is stretched thinner than you feel it should be. Every month, {Read More}