Many consumers don’t really consider the long-term effects when it comes to debt accumulation and how they plan to pay it off. These people are in massive debt because their attention is focused on acquiring credit to purchase consumer goods. Indebtedness may lead to a lack of control over a person’s life, causing the feeling that their work is only in service of their debt. As credit cards have high interest rates, it is a real mistake to incorrectly use {Read More}
Economic Empowerment – 4 Strategies to Help You Through Tough Times
April 25, 2019 By Leave a Comment
There are few people in this world who can honestly say they’ve never experienced financial hardship; probably because 1% of the population control almost half (about 45%) of the world’s wealth. There’s a reason they say money can’t buy happiness though, so instead of dwelling on the negatives, focus on how you can make things better. If you’re in a bad place right now, don’t feel disheartened. You are not alone and there are many who’ve made it out the {Read More}
Common & Uncommon Tax Deductions
March 5, 2019 By Leave a Comment
According to a variety of reports, there were over a trillion dollars given out in tax deductions (such as the child tax credit) every year for the past several years because of the use of itemized deductions on 1040s. However, that was with only 45 million Americans using these deductions to get tax deductions. Because of that, there can be a lot more money in tax deductions waiting out there for millions of Americans. However, that begs the question as {Read More}
Credit Goals: Learn How to Build Credit with a Credit Card
March 4, 2019 By Leave a Comment
Building your credit isn’t as hard as you might think, especially when you have a credit card! Learn how to build credit with a credit card here. Around 68 million Americans have poor credit scores, while more than 45 million Americans have no credit score altogether. It’s really important to make sure you build your credit score. Whether you’ve got a poor credit score or none at all, you could be significantly damaging your financial future. When you rent an apartment {Read More}
Tax Debt Relief During A Hardship
January 22, 2019 By Leave a Comment
It is often said that taxes and death are the only two certainties that we have in life. With these two things being inevitable, and one leading to prison time when we do not properly handle our business, there’s no wonder that people have great stress when they owe tax money to the government. We all know that we have to pay our taxes, but what are our options when we are not able to make a payment? Oftentimes, life {Read More}
How to Take Control of Your Finances and Make Lasting Changes
January 14, 2019 By Leave a Comment
Your finances are a big part of your life because they have an impact on the kind of life you’ll live, especially regarding quality. While some people are naturally more frugal than others, for those who aren’t it isn’t too late to learn how to start. If you aren’t happy with your financial situation, instead of staying stuck where you are, you can turn things around. However, be ready to commit to doing so as well as to set achievable {Read More}
